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  4. What You May Not Know About Your Insurance Coverage
Read: 1 min

What You May Not Know About Your Insurance Coverage

Photo of Jessica VandenHouten
by Jessica VandenHouten
Mar 27, 2014 3:45PM
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You don’t always have time to look over every detail about your insurance policy. Fortunately, details are our business.

We’re here to help give you a better understanding about WHY your personal jewelry coverage from Jewelers Mutual is the right choice for your jewelry. Having that knowledge will give you peace of mind if your jewelry ever becomes lost, stolen or damaged.

What our “Same Kind and Quality” repair and replacement coverage really means.

  • Not worrying about having to settle for a replacement of lesser quality than the original.
  • Flexibility to work with your own jeweler of choice – someone you trust and feel comfortable with – to replace or repair your jewelry to the same likeness as the original.
  • Knowing if you lost a brand-name engagement ring, that’s the jewelry brand you’ll get in return – no knock-offs or substitutions.
  • Cut, carat, color, clarity – our jewelry insurance experts note each detailed description you and your jeweler provides to ensure your complete satisfaction with the repair or replacement work.

We and your jeweler share one goal: Your repaired or replaced jewelry should be indistinguishable from the original so the special memories attached – and your happiness – can be restored.

No jewelry left behind. Adding jewelry to your existing policy is a cost-effective way to safeguard all the special pieces in your collection. Add pieces online or call us at 888-884-2424.*

Learn more about Jewelers Mutual personal jewelry insurance coverage.

 

Get a Quote

 

* Adding jewelry to your policy requires a copy of a recent detailed receipt, appraisal, or evaluation with a current value for the item(s) you would like to add to your policy.

 

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Insurance coverage is subject to underwriting review and approval, and to the actual policy terms and conditions. Any descriptions are a brief summary of coverage and are not part of any policies, nor a substitute for the actual policy language. Coverage options may vary by state and by product. Exclusions and limitations may apply.

Insurance coverage is offered by a member insurer of the Jewelers Mutual Group, either Jewelers Mutual Insurance Company, SI (a stock insurer) or JM Specialty Insurance Company, or otherwise via other carriers through JM Insurance Agency Partners, Inc. Policyholders of Jewelers Mutual Insurance Company, SI and JM Specialty Insurance Company are members of Jewelers Mutual Holding Company.